I think I have tried over two dozen programs. I can recruit referrals but you cannot make them participate or invest in the programs. I have given up on the whole idea! I am now doing "paid to advertise" programs. With these type of programs, you purchase advertising packages and make a return on the amount you buy. You don't really need referrals although I still recruit and am actually doing better with this type of program! Wishing Everyone Success, Ruth Plant http://easysplashbuilder.net/83902/